Housing & Economic Stability

Stable housing. Stronger futures.

We help individuals and families stay housed, improve their finances, and plan for what’s next.

Housing & Financial Counseling

Eviction & Foreclosure Counseling

Accessibility Grant

clients served

$ 0

in debt reduction

new homeowners

Teria's Journey to Stability

Meet Teria—a preschool teacher, wife, and proud mom—who turned a long-time dream into reality. After seeing a flyer, she visited The Up Center for help with budgeting, credit monitoring, and our homeownership program. With guidance from her counselor, Tiffany, she made a simple plan: pay bills on time, save every month, and stay on track.

Teria closed on her home on March 29 and moved from a tiny bungalow to a place with room to garden, hang pictures, and let her dog play. Family and friends stop by to celebrate, and her daughter—currently working on a master’s degree—feels inspired to become a homeowner, too.

Her advice for others: don’t be ashamed to ask for help. Our services are confidential, supportive, and focused on your goals. With a clear plan and steady steps, homeownership can be within reach.

Contact Us

Have a question about rent, mortgage, credit, or budgeting? Our team listens without judgment and helps you make a plan that fits your life. Call, email, or send the form—we’ll follow up and get you started.

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Stories

Betty’s First Home (2023)

Meet Betty. For years, she dreamed of having a home to call her own but felt stuck at a crossroads, tired of moving from place to place. Then she found The Up Center’s

Betty’s First Home (2023)

Meet Betty. For years, she dreamed of having a home to call her own but felt stuck at a crossroads, tired of moving from place to place. Then she found The Up Center’s First-Time Homebuyer Class and two incredible housing counselors, Shanette and Tiffany, who walked with her every step of the way.

Housing & Financial Counseling

Yolanda

When Yolanda first connected with The Up Center’s Housing and Financial Counseling program in 2020, she was facing the uncertainty of lost income during the COVID-19 pa

Yolanda

When Yolanda first connected with The Up Center’s Housing and Financial Counseling program in 2020, she was facing the uncertainty of lost income during the COVID-19 pandemic. A U.S. Coast Guard veteran, she worked hard to regain stability but soon faced new challenges, including two hospitalizations that made it difficult to stay current on her mortgage.

Portrait of happy elder senior woman looking at camera, Smiling elderly caucasian old woman

Housing & Financial Counseling

Denise

When Denise first met with her financial counselor, she was feeling overwhelmed. Years of health challenges—both physical and mental—had left her struggling to keep up

Denise

When Denise first met with her financial counselor, she was feeling overwhelmed. Years of health challenges—both physical and mental—had left her struggling to keep up with bills and burdened by delinquent debt. She had enrolled in a debt relief program, hoping it would help, but she didn’t fully understand how it worked or why her credit score kept dropping instead of improving.

Housing & Financial Counseling

Henrietta

When Henrietta first connected with her housing counselor at The Up Center in late 2022, she had a dream that many people her age had already achieved—owning a home of

Henrietta

When Henrietta first connected with her housing counselor at The Up Center in late 2022, she had a dream that many people her age had already achieved—owning a home of her own. Now in her mid-70s, she wanted a place to call hers, a space where she could finally feel the stability and peace she had longed for.

Housing & Financial Counseling

Marcus

When Marcus first met with his financial counselor in fall of 2024, he had a steady income but felt stuck. Despite working hard, debt weighed heavily on him, and his sa

Marcus

When Marcus first met with his financial counselor in fall of 2024, he had a steady income but felt stuck. Despite working hard, debt weighed heavily on him, and his savings were almost nonexistent. He wanted to take control of his finances but wasn’t sure where to start.

Housing & Financial Counseling

Marnie

When Marnie first met with her housing counselor at the end of 2023, she seemed ready to buy a home. She had a solid credit score, good savings, and even a pre-approval

Marnie

When Marnie first met with her housing counselor at the end of 2023, she seemed ready to buy a home. She had a solid credit score, good savings, and even a pre-approval letter from her lender. But as the counselor got to know her, it became clear that while she was financially prepared, she wasn’t yet confident in the reality of managing a mortgage.