Housing & Financial Support

Find the right class, tools, and support to help you stay stable, plan ahead, and move forward.

Not sure where to start?

You’re not alone. Whether you’re trying to avoid eviction, buy a home, manage debt, or build better money habits, we have classes and one-on-one support to help.

Budgeting & Financial Planning

Learn how to manage your money, track spending, and build a plan you can stick to.

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Understanding & Improving Credit

Break down how credit works and learn steps to raise your score and avoid mistakes.

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Homebuyer Education

Get a full overview of the homebuying process, from preparing your finances to closing on a home.

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Post Purchase Education

Learn how to manage your home after purchase, including handling payments, avoiding default, and planning ahead.

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Reverse Mortgage Counseling

Learn if a reverse mortgage is right for you. We explain all your options so you can make a confident decision. For ages 62+

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Pre-Purchase Counseling

Prepare to buy a home with guidance on budgeting, credit, and what lenders expect. Get clear steps before you start looking.

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Mortgage Default Counseling

Behind on your mortgage? We help you understand your options and take steps to avoid foreclosure.

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Post Purchase Counseling

Own a home already? Learn how to manage payments, plan for repairs, and stay financially stable as a homeowner.

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Rental Counseling

Get help managing rent, improving credit, and building a budget that supports long-term stability.

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clients served

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in debt reduction

new homeowners

Housing Counseling

Yolanda’s Story: Saving Her Home Through The Up Center’s Housing & Financial Counseling

After living in her home for more than 15 years, Yolanda faced the fear of losing it all. When her mortgage company connected her with The Up Center, she found the supp

Yolanda’s Story: Saving Her Home Through The Up Center’s Housing & Financial Counseling

After living in her home for more than 15 years, Yolanda faced the fear of losing it all. When her mortgage company connected her with The Up Center, she found the support she needed through our Housing and Financial Counseling program. With the help of her counselor, Yolanda accessed vital resources, stabilized her finances, and was able to keep the home she worked so hard for—a place filled w

Financial Counseling

Denise

When Denise first met with her financial counselor, she was feeling overwhelmed. Years of health challenges—both physical and mental—had left her struggling to keep up

Denise

When Denise first met with her financial counselor, she was feeling overwhelmed. Years of health challenges—both physical and mental—had left her struggling to keep up with bills and burdened by delinquent debt. She had enrolled in a debt relief program, hoping it would help, but she didn’t fully understand how it worked or why her credit score kept dropping instead of improving.

Financial Counseling

Marcus

When Marcus first met with his financial counselor in fall of 2024, he had a steady income but felt stuck. Despite working hard, debt weighed heavily on him, and his sa

Marcus

When Marcus first met with his financial counselor in fall of 2024, he had a steady income but felt stuck. Despite working hard, debt weighed heavily on him, and his savings were almost nonexistent. He wanted to take control of his finances but wasn’t sure where to start.

Housing Counseling

Marnie

When Marnie first met with her housing counselor at the end of 2023, she seemed ready to buy a home. She had a solid credit score, good savings, and even a pre-approval

Marnie

When Marnie first met with her housing counselor at the end of 2023, she seemed ready to buy a home. She had a solid credit score, good savings, and even a pre-approval letter from her lender. But as the counselor got to know her, it became clear that while she was financially prepared, she wasn’t yet confident in the reality of managing a mortgage.

Housing Counseling

Henrietta

When Henrietta first connected with her housing counselor at The Up Center in late 2022, she had a dream that many people her age had already achieved—owning a home of

Henrietta

When Henrietta first connected with her housing counselor at The Up Center in late 2022, she had a dream that many people her age had already achieved—owning a home of her own. Now in her mid-70s, she wanted a place to call hers, a space where she could finally feel the stability and peace she had longed for.

Housing & Financial Support

Not sure where to start?

Classes & Workshops

One-on-One Counseling

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Emotional Readiness

Motivation & Expectations

Stability & Support

Parenting Capacity

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