Start with a plan.
A home is one of the biggest purchases you’ll ever make.
Whether you’re just starting to think about buying a home or actively looking for a lender, our pre-purchase counseling program can help you prepare for every step of the journey.
Our counselors work one-on-one with you to review your finances, discuss your goals, answer questions, and help you understand what comes next. We meet you where you are and provide guidance based on your unique situation.
What You'll Learn
Our pre-purchase counseling covers the topics that matter most to first-time homebuyers, including:
- Understanding your budget
- Managing and improving credit
- Preparing for a mortgage application
- Working with lenders
- Choosing a real estate agent
- Understanding inspections and appraisals
- Navigating closing costs
- Planning for the responsibilities of homeownership
What to Expect
Not Sure You Need One-on-One Counseling?
Sometimes a class is the perfect place to start.
Our Homebuyer Education Class provides an overview of the entire homebuying process, from preparing your finances to closing on your home. You’ll learn about budgeting, managing credit, working with lenders and real estate agents, home inspections, closing day, and the responsibilities of homeownership.
Whether you’re exploring your options or preparing to buy in the near future, a class can help you understand what to expect before taking the next step.
FY25 Impact
Families Purchased a Home
Improved Their Credit
Achieved Their Housing Goal
Frequently Asked Questions
A homebuyer education class provides general information about the homebuying process. Pre-purchase counseling offers personalized one-on-one guidance tailored to your financial situation and homeownership goals.
No. Many people start counseling months or even years before purchasing a home.
No. Counseling can benefit anyone who wants guidance through the homebuying process.
Yes. Your counselor can review your credit report and discuss steps that may help strengthen your financial readiness.
All classes are at no-cost. Some counseling services may require an upfront fee. Contact us to learn more.
